Best credit cards of 2026

Key stats

• Intro Offer Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening
• Reward Rate Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases
• Annual Fee $0

Key stats

• Intro Offer Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening
• Reward Rate Earn 3X points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year; and 1X points per $1 on all other purchases
• Annual Fee $95

Key stats

• Intro Offer You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership (welcome offers vary and you may not be eligible for an offer; apply and find out your offer)
• Reward Rate 4X Membership Rewards Points on purchases in the two eligible categories with the most spend each month from 6 eligible categories (up to $150,000 in combined purchases each calendar year, after that 1X), 3X Membership Rewards points on flights and prepaid hotels booked at AmexTravel.com or the Amex Travel App™, and 1 point per $1 spent on other eligible purchases
• Annual Fee $375

Key stats

• Intro Offer Earn a $250 statement credit after spending $3,000 on purchases in the first 3 months
• Reward Rate 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter
• Annual Fee $0

Key stats

• Intro Offer Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening
• Reward Rate Earn 8x points on Chase Travel℠ for airline tickets, hotels (including The Edit℠), car rentals, cruises, activities and tours; 5x total points on Lyft rides through 9/30/27; 4x points on flights & hotels booked direct; 3x points on social media & search engine advertising, and 1x points on all other purchases
• Annual Fee $795

Key stats

• Intro Offer Earn $250 cash back as a statement credit when you spend $1,500 in the first 90 days
• Reward Rate Earn 2% Cash Back on all eligible purchases
• Annual Fee $0

Key stats

• Intro Offer N/A
• Reward Rate Earn unlimited 1.5% cash back on every purchase, every day; plus unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
• Annual Fee $0

Key stats

• Intro Offer Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening (limited-time offer)
• Reward Rate Earn 1.5% cash back on all purchases
• Annual Fee $0

Key stats

• Intro Offer Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
• Reward Rate Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on everyday purchases
• Annual Fee $0

Key stats

• Intro Offer INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
• Reward Rate Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
• Annual Fee $0

Key stats

• Intro Offer Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
• Reward Rate 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal; unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel; 3% on dining, entertainment, streaming services, and grocery stores (excluding superstores such as Walmart® and Target®); and 1% on all other purchases
• Annual Fee $0

Key stats

• Intro Offer Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
• Reward Rate Earn 2% cash back on purchases for the firs
• Annual Fee